Average mortgage rates and indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $333,700 30-year fixed 5.93%/1.54 pt. 5.99%/1.68 pt. 5.37%/1.85 pt. 30-year ARM 3.22%/0.69 pt. 3.17%/0.64 pt. 2.64%/1.26 pt. start rate 15-year fixed 5.34%/1.63 pt. 5.35%/1.55 pt. 4.71%/1.74 pt. Rates for loans over $333,700 30-year fixed 6.15%/1.39 pt. 6.21%/1.43 pt. 5.72%/1.54 pt. 30-year ARM 3.24%/0.68 pt. 3.25%/0.68 pt. 2.73%/1.18 pt. start rate 15-year fixed 5.63%/1.34 pt. 5.69%/1.43 pt. 5.06%/1.76 pt. FHA or VA 6.13%/0.75 pt. 6.13%/0.75 pt. 6.03%/0.72 pt. mortgage Average / points CALVET 30-year 5.50%/0.00 pt. 5.50%/0.00 pt. 4.99%/0.00 pt. 6-month LIBOR 1.870% 1.850% 1.210% 1-year 2.160% 2.220% 1.280% Treasury bill 6-month 1.690% 1.700% 1.000% Treasury bill 6-month CD 1.810% 1.820% 1.160% Prime rate 4.000% 4.000% 4.000% 11th District May ’04 April ’04 Oct. ’03 cost-of-funds 1.708% 1.802% 1.909%

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