Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Nov. 8, 2006

Compiled by National Financial News Services

*--* This week Last week Six months previous Rates for loans up to $416,999 30-year fixed 5.81%/1.55 pt 5.86%/1.58 pt 6.31%/1.62 pt 30-year ARM start rate 2.96%/0.91 pt 3.09%/0.89 pt 3.18%/0.78 pt 15-year fixed 5.54%/1.51 pt 5.58%/1.52 pt 5.94%/1.52 pt Rates for loans of $417,000 and above 30-year fixed 6.10%/1.60 pt 6.19%/1.47 pt 6.56%/1.49 pt 30-year ARM start rate 3.29%/1.03 pt 3.29%/0.98 pt 3.18%/0.91 pt 15-year fixed 5.85%/1.46 pt 5.90%/1.36 pt 6.25%/1.45 pt FHA or VA mortgage Average / points 6.61%/1.50 pt 6.61%/1.50 pt 6.43%/0.98 pt CALVET 30-year 6.50%/0.00 pt 6.50%/0.00 pt 6.25%/0.00 pt 6-month LIBOR 5.390% 5.430% 5.250% 1-year Treasury bill 5.000% 5.070% 4.980% 6-month Treasury bill 5.140% 5.180% 4.990% 6-month CD 5.330% 5.360% 5.220% Prime rate 8.250% 8.250% 7.750% 11th District cost-of-funds Sept. ’06 Aug. ’06 March ’06 4.382% 4.277% 3.624%

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