WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 7/29/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended 7/29/2009 7/22/2009 1/28/2009 30-year fixed 5.41%+0.33pt 5.34%+0.27pt 5.39%+0.32pt 15-year fixed 4.89%+0.33pt 4.90%+0.21pt 5.24%+0.30pt $417,000 and up 30-year fixed 6.36%+0.79pt 6.34%+0.75pt 6.44%+0.28pt 15-year fixed 6.07%+0.80pt 6.22%+0.80pt 6.64%+0.18pt Home equity lines 5.20% 5.20% 5.24% Home equity loans 9.05% 9.05% 9.16% 6-month LIBOR 0.93% 0.95% 1.63% 1-year Treasury 0.47% 0.48% 0.43% 6-month Treasury 0.28% 0.28% 0.30% 6-month CD 0.50% 0.48% 1.57% Prime rate 3.25% 3.25% 3.25% 11th District cost of funds 5/2009 4/2009 11/2008 1.832% 1.380% 3.155% *--*