WEEKLY MORTGAGE RATES

Survey of 20 Orange County and L.A. County lenders as of 2/25/09

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Week ended Week ended Week ended Loans to $417,000 3/4/2009 2/25/2009 9/3/2008 30-year fixed 5.37%+0.23pt 5.25%+0.33pt 6.49%+0.45pt 15-year fixed 5.01%+0.32pt 5.03%+0.30pt 6.09%+0.39pt $417,000 and up 30-year fixed 6.82%+0.33pt 6.42%+0.67pt 7.71%+0.69pt 15-year fixed 6.64%+0.32pt 6.81%+0.50pt 7.09%+0.66pt Home equity lines 4.82% 4.82% 5.78% Home equity loans 8.87% 8.87% 8.73% 6-month LIBOR 1.82% 1.77% 3.11% 1-year Treasury 0.72% 0.64% 2.17% 6-month Treasury 0.49% 0.49% 1.96% 6-month CD 1.78% 1.78% 3.12% Prime rate 3.25% 3.25% 5.00% 11th District 1/2009 12/2008 7/2008 cost of funds 2.445% 2.757% 2.698% *--*