WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 10/21/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended 10/21/2009 10/14/2009 4/22/2009 30-year fixed 5.15%+0.25pt 5.06%+0.34pt 5.00%+0.32pt 15-year fixed 4.66%+0.23pt 4.63%+0.33pt 4.78%+0.19pt $417,000 and up 30-year fixed 5.83%+0.43pt 5.89%+0.48pt 6.63%+0.57pt 15-year fixed 5.36%+0.40pt 5.42%+0.41pt 6.38%+0.89pt Home equity lines 5.81% 5.81% 5.62% Home equity loans 8.89% 8.89% 8.96% 6-month LIBOR 0.59% 0.59% 1.66% 1-year Treasury 0.36% 0.36% 0.55% 6-month Treasury 0.16% 0.15% 0.35% 6-month CD 0.32% 0.31% 1.49% Prime rate 3.25% 3.25% 3.25% 11th District cost of funds 8/2009 7/2009 2/2009 1.412% 1.473% 2.003% *--*