Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $322,700 30-year fixed 5.47%/1.78 pt. 5.38%/2.04 pt. 4.97%/1.67 pt. 30-year ARM 2.77%/1.15 pt. 2.77%/1.27 pt. 2.79%/0.90 pt. start rate 15-year fixed 4.82%/1.71 pt. 4.69%/1.91 pt. 4.41%/1.65 pt. Rates for loans over $322,700 30-year fixed 5.82%/1.51 pt. 5.78%/1.87 pt. 5.35%/1.48 pt. 30-year ARM 2.88%/1.01 pt. 2.88%/1.12 pt. 2.96%/0.81 pt. start rate 15-year fixed 5.15%/1.58 pt. 5.07%/2.02 pt. 4.84%/1.46 pt. FHA or VA 6.03%/0.84 pt. 5.97%/1.09 pt. 5.69%/0.75 pt. mortgage Average / points CALVET 30-year 4.99%/0.00 pt. 4.99%/0.00 pt. 5.40%/0.00 pt. 6-month LIBOR 1.270% 1.230% 1.210% 1-year 1.350% 1.300% 1.130% Treasury bill 6-month 1.040% 1.030% 1.070% Treasury bill 6-month CD 1.180% 1.160% 1.180% Prime rate 4.000% 4.000% 4.250% 11th District Dec. ’03 Nov. ’03 June ’03 cost-of-funds 1.909% 1.923% 2.113%

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