WEEKLY MORTGAGE RATES

Survey of 20 Orange County and L.A. County lenders as of 4/8/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 4/8/2009 4/1/2009 10/8/2008 30-year fixed 5.07%+0.20pt 4.89%+0.34pt 6.29%+0.17pt 15-year fixed 4.80%+0.25pt 4.77%+0.25pt 6.11%+0.23pt $417,000 and up 30-year fixed 6.62%+0.40pt 6.58%+0.83pt 7.34%+0.68pt 15-year fixed 6.40%+0.25pt 6.52%+1.04pt 7.16%+0.58pt Home equity lines 5.62% 5.62% 5.75% Home equity loans 8.96% 8.96% 8.70% 6-month LIBOR 1.69% 1.72% 4.11% 1-year Treasury 0.58% 0.59% 1.59% 6-month Treasury 0.42% 0.40% 1.39% 6-month CD 1.69% 1.63% 4.96% Prime rate 3.25% 3.25% 4.50% 11th District 2/2009 1/2009 8/2008 cost of funds 2.003% 2.455% 2.693% *--*