Average mortgage rates and indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $359,649 30-year fixed 5.45%/1.38 pt. 5.39%/1.35 pt. 5.31%/1.60 pt. 30-year ARM 3.13%/0.46 pt. 3.34%/0.46 pt. 3.32%/0.64 pt. start rate 15-year fixed 5.07%/1.39 pt. 5.07%/1.33 pt. 4.81%/1.53 pt. Rates for loans of $359,650 and more 30-year fixed 5.65%/1.44 pt. 5.69%/1.26 pt. 5.53%/1.61 pt. 30-year ARM 3.19%/0.91 pt. 3.40%/0.46 pt. 3.33%/0.63 pt. start rate 15-year fixed 5.35%/1.26 pt. 5.36%/1.17 pt. 5.04%/1.51 pt. FHA or VA 6.16%/0.56 pt. 6.04%/0.56 pt. 6.13%/0.67 pt. mortgage Average / points CALVET 30-year 5.50%/0.00 pt. 5.50%/0.00 pt. 5.50%/0.00 pt. 6-month LIBOR 3.880% 3.850% 2.910% 1-year 3.680% 3.590% 2.870% treasury bill 6-month 3.570% 3.470% 2.680% treasury bill 6-month CD 3.830% 3.780% 2.880% Prime rate 6.250% 6.250% 5.250% 11th District May.’05 Apr.’05 Nov.’04 cost-of-funds 2.622% 2.515% 2.025%

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