WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 5/27/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 5/27/2009 5/20/2009 11/26/2008 30-year fixed 5.13%+0.35pt 4.93%+0.30pt 5.84%+0.22pt 15-year fixed 4.82%+0.35pt 4.70%+0.46pt 5.63%+0.35pt $417,000 and up 30-year fixed 6.72%+0.80pt 6.39%+0.47pt 7.68%+0.76pt 15-year fixed 6.31%+0.78pt 6.17%+0.25pt 7.39%+0.58pt Home equity lines 5.19% 5.19% 5.40% Home equity loans 8.93% 8.93% 8.64% 6-month LIBOR 1.27% 1.24% 2.54% 1-year Treasury 0.47% 0.52% 0.96% 6-month Treasury 0.29% 0.29% 0.64% 6-month CD 0.98% 1.15% 2.79% Prime rate 3.25% 3.25% 4.00% 11th District 3/2009 2/2009 9/2008 cost of funds 1.627% 2.003% 2.769% *--*